Three numbers you already know — sides, agents, and deductible. The ledger does the rest.
Closed sides across all offices, last twelve months.
Licensees under your supervision.
Per-claim deductible on your current policy.
Figured at about 300 pages per file. Every one of them carries your license.
At a steady 40 pages an hour. For most houses this comes out to more than a full-time job that nobody has.
It starts at your deductible. Then defense costs, your renewal premium, and the commission income the suit eats up.
The constants are shown and adjustable — these are estimates, not statistics. One fact is worth knowing: failure-to-disclose is the most common source of E&O claims against real estate professionals.
Around it sits defense counsel from the first letter, whether or not the claim has merit. Staff hours reconstructing a file after the fact. The premium conversation at renewal. And the quiet one — a year of splits consumed by a single file nobody read. Problems found early get fixed. Problems found at day 25 kill deals. Problems found after closing become claims.
The exact number depends on your roster, so we work it out with you in the demo — not on a checkout page. Bring a real transaction.
Book a demoEnter your email and we'll send your ledger as a one-page summary, along with The Broker's File — a short brief on where E&O exposure comes from, with a sample page of the carrier report.
Send me the ledgerOne email. Nothing else unless you ask.